💎 Jewelers Block Insurance: Protecting Your Jewelry Business Nationwide
Owning a jewelry business is as rewarding as it is risky. Between high-value inventory, customer repairs, and frequent travel for shows or deliveries, jewelers face unique challenges that standard business insurance simply can’t cover. That’s where Jewelers Block Insurance comes in — a specialized policy designed just for jewelry professionals.
At First Class Insurance, we help jewelry businesses nationwide protect what matters most — their inventory, their customers, and their peace of mind.
What Is Jewelers Block Insurance?
Jewelers Block Insurance is a specialized form of commercial coverage tailored for the jewelry industry.
It safeguards your stock, merchandise, and even customer property from loss, theft, or damage — whether in your store, in transit, or on display at a trade show.
Unlike standard property or business policies, Jewelers Block coverage recognizes that jewelry is small, valuable, and easily stolen — making comprehensive protection essential for anyone who works with precious items.
Who Needs It?
If your business deals with jewelry, gemstones, or precious metals, you need Jewelers Block Insurance.
At First Class Insurance, we proudly insure:
- 💍 Retail Jewelry Stores – from small boutiques to large showrooms
- 🪙 Wholesalers and Distributors – who move valuable stock daily
- 🧰 Manufacturers and Designers – protecting finished goods and materials
- ⌚ Watch Dealers and Repair Shops – with high-value timepieces on site
- 🏪 Estate and Antique Jewelers – with unique, irreplaceable items
Whether you sell, design, repair, or transport jewelry, this coverage ensures your business is protected from unexpected losses.
What Does Jewelers Block Insurance Cover?
A comprehensive Jewelers Block policy from First Class Insurance typically includes:
- Your Owned Stock:
Protection for your jewelry, watches, gemstones, and precious metals. - Customer Property:
Coverage for items left in your care for repair, cleaning, or appraisal. - Transit Coverage:
Protection when jewelry is being shipped or hand-carried between locations. - Exhibition Coverage:
Insurance for items displayed at trade shows or industry events. - Theft, Robbery, and Accidental Damage:
Coverage for burglary, hold-ups, fire, and other unexpected events.
This combination of protection helps ensure your business stays resilient — even when the unexpected happens.
Common Exclusions to Know
While Jewelers Block Insurance is broad, it doesn’t cover everything. Common exclusions include:
- Loss due to unlocked safes or improper security
- Unexplained disappearance or inventory shortages
- Wear and tear or gradual deterioration
- Employee dishonesty (available as an add-on for full protection)
At First Class Insurance, we help you understand exactly what your policy includes — and customize it to close any coverage gaps.
Why Choose First Class Insurance?
Jewelry businesses trust First Class Insurance because we know the industry inside and out.
Our experienced agents understand the true value of your inventory, the importance of security compliance, and the fast-paced nature of your work.
When you partner with us, you get:
- Specialized expertise in jewelry industry insurance
- Nationwide coverage for businesses of all sizes
- Access to top-rated carriers offering competitive rates
- Personalized service from quote to claim
We make it simple to secure the protection you need — so you can focus on growing your business, not worrying about risk.
Protect Your Jewelry Business Today
A single theft, shipment loss, or fire could threaten your entire operation. With Jewelers Block Insurance from First Class Insurance, you’ll have confidence knowing your business is protected by professionals who understand your world.
📞 Contact First Class Insurance today to request a free, no-obligation quote.
We proudly serve jewelry professionals nationwide — providing first-class protection for your most valuable assets.