⭐ Top Jewelers Block Insurance Providers & Specialists

⭐ Top Jewelers Block Insurance Providers & Specialists

🔹 Jewelers Mutual Insurance Company

• One of the most dedicated jewelers block carriers with deep industry expertise dating back over 100 years.
• Offers inland marine coverage tailored for expensive jewelry, customer goods, transit, trade shows, employee dishonesty, and more.
  Best for: Jewelers wanting industry-focused coverage and strong claims support.

🔹 The Hanover Insurance Group (Jewelers Block)

• A-rated carrier with specialized jewelers block underwriting and risk management services.
• Provides comprehensive coverage for owned stock, goods of others, off-premises, appraisal liability, employee dishonesty, and travel.
  Best for: Businesses seeking customizable policies from a strong national carrier.

🔹 AXA XL Jewelers’ Block Insurance

• Offers coverage across the whole jewelry value chain — from mining and manufacturing to retail and collectors.
• Covers physical loss, damage, and transit risks with tailored underwriting expertise.
  Best for: Operations with complex risks or global exposure.

🔹 Berkley Asset Protection (Specialized Jewelers Block)

• Flexible, industry-aware insurer with coverage for USPS/priority mail, mysterious disappearance, travel, worldwide coverage, appraisal liability, and more.
  Best for: Jewelers needing creative and broad inland marine solutions.

🔹 Chubb Jewellers Block Programs

• Known for high capacity and bespoke worldwide solutions, especially for high-value or luxury jewelry brands.
• Can support large, global programs with extensive transit, trade show, and exhibition coverages.
  Best for: High-limit needs and global builders / luxury brands.

💼 Best Specialty Brokers for Jewelers Block (Market Access & Negotiation)

These brokers don’t underwrite themselves — instead they shop multiple markets on your behalf and structure the best coverage:

🟩 MJM Global Insurance Brokerage Group

• One of the industry’s largest specialty brokers with direct access to carriers including Jewelers Mutual, AXA XL, The Hanover, Lloyd’s, and Berkley.
  Best for: Jeweler owners who want broad carrier comparison and tailored programs.

🟩 JM Insurance Agency Partners

• Major specialty broker focusing only on the jewelry industry, offering traditional Jewelers Block policies and package options that can include property, liability, crime, and cyber as part of a single program.
  Best for: Businesses that want all-in-one, tailored insurance solutions beyond just block coverage.

🟩 NFP Jewelers Block Solutions

• A large broker group that combines jewelers block with other commercial and risk exposures — including crime, transit, professional liability, and valuable papers/records.
  Best for: Businesses seeking comprehensive enterprise risk programs.

🟩 First Class Insurance (Specialty Access)

• Independent agency with multi-carrier access and responsiveness focused on jewelry risk, including travel, trade shows, employee dishonesty, and more.
  Best for: Jewelers who want personalized service and competitive market access.

🧠 How These Stack Up (Quick Reference)

📍 Tips for Picking Between Them

Use a specialist broker like MJM Global or JM Insurance Agency Partners if:

• You want multiple carrier options
• Your inventory has travel or trade show exposure
• You’re negotiating limits and deductibles

Go direct or carrier-focused if:

• You prefer a single dedicated carrier relationship
• Claims service and jewelry industry expertise are top priority